Senior Commercial Relationship Manager: Food & Agribusiness
First Financial Bank

Ohio, Ohio

Posted in Banking


This job has expired.

Job Info


We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!

If you are interested and qualified for this role, we invite you to apply.

The Food & Agribusiness Relationship Manager will handle multi-faceted relationships as you call on prospective and existing clients. You will create a comprehensive calling process, determine credit eligibility, ensure loans meet appropriate criteria, and effectively cross-sell a wide variety of products utilizing bank partners. Your responsibilities include creating a comprehensive calling process that includes marketing products and services, preparing for client calls, making sales calls, and call follow-up as well as monitoring and enhancing profitability on all assigned relationships. The Relationship Manager participates in the achievement of corporate sales and service goals to build customer (external/internal) relationships and enhance shareholder value. You are responsible for successfully developing an in-depth understanding of clients and prospects, creating innovative, client-centric solutions to capture Food & Agribusiness banking business; which includes the establishment of strategic alliances with key partners both internally and externally.

Essential Functions/Responsibilities:

  • The Senior Food & Agribusiness RM manages significant account relationships with existing and prospective customers in assigned market and/or industry segment.
  • Target market includes larger clients in commercial agriculture, agribusiness, and food processing industries with complex business strategies and capital structure needs requiring specialized expertise across industry sectors, corporate finance advisory capabilities, and access to credit and capital markets solutions including private equity.
  • Executes a comprehensive calling plan designed to increase market share for assigned industry, prioritizing revenue generating sales opportunities. The RM is responsible for cultivating referral sources, institutionalizing relationships and calling. Specific calling goals are developed depending upon client portfolio responsibilities. However, calling requirements have a strong emphasis on in-person meeting with clients and prospective clients.
  • Aggressively grows and maintains a profitable book of business (loans and deposits) in conjunction with bank/group profitability targets.
  • Partners with others across the bank to originate, structure, and execute most complex transactions with little to no supervision, including but not limited to commercial lending, syndications, treasury management, derivative hedging, investment banking, and foreign exchange.
  • Serves as primary negotiator on complex credits. Negotiates multi-lender credit facilities and inter-creditor agreements. Negotiates document terms and conditions. Understands competition's terms and pricing and recommends changes to adjust to market.
  • Maintains a high level of presence and contact with prospective customers, influencers, and decision-makers by attending industry-specific events, conferences, meetings peer-groups, and other venues where the RM will be recognized and building relationships.
  • Makes recommendations on loans at the highest lending limits to loan committee for approval. Recommends actions in keeping with own analysis of credit worthiness.
  • Monitors the performance of the borrower over the life of the loan. Prudently services loans to protect the bank's interest and minimize losses. Be able to recognize developing problems and bringing them to the attention of management. For troubled credits, assist in developing a strategy to return the credit to a pass rating or exit strategy.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job:
  • 5-7 years' experience in agribusiness or similar experience in agricultural credit, preferably with experience at a dedicated agricultural lending institution.
  • Skilled in comprehensive selling, negotiating and influencing; understanding complex financial structures, and how to sell those structures to customers and the marketplace.
  • In-depth understanding of food, beverage and agribusiness industries, including management, finance, and cyclicality of the agricultural industry. Knowledge of technical standards, regional & national regulatory requirements, and acceptable structures in target industry.
  • Excellent interpersonal, written and verbal communication and presentation skills.
  • Excellent organizational skills and ability to handle and prioritize multiple tasks.
  • Well-developed analytical and problem-solving skills.
  • Generating new business through a consultative sales approach.
  • Demonstrated sales and negotiating experience.
  • Ability to work effectively with individuals and groups in managing customer relationships.
  • Undergraduate degree required; Agriculture, Agricultural Economics, Accounting or Finance preferred.
  • Credit training, credit quality and underwriting fundamentals experience; including financial analysis required.

Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.


This job has expired.

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