Credit Analyst
DJJ

Job Info

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Overview

Everyone wants to work with people they respect. Even better if you can work with a company you respect. We have both at The David J. Joseph Company, and a 135+ year track record on operating an ethical business with a positive work culture. It may sound cliché, but it's true. We're a big, global company that still feels small.

Working at the David J. Joseph Company is unique. We offer employment in diverse settings such as traditional corporate headquarters, dynamic sales locations, and scrap recycling facilities. This workplace diversity gives our employees the variety they crave and the exposure to a global business. A career at The David J. Joseph Company is ideal for self-starters seeking to make an impact on our company and their careers.

The David J. Joseph Company (DJJ), founded in 1885, is a world leader in scrap metal recycling & trading. With over 80+ locations, the Joseph Company is headquartered in Cincinnati, Ohio and is a wholly-owned subsidiary of Nucor Corporation (NUE) a Fortune 200 Company.
Responsibilities

Analyze credit risks and recommend/establish credit limits. Identify and proactively respond to financial and/or industry trends, problems or issues that may occur related to credit risk

Identify and proactively address accounts with financial/performance changes and/or payment pattern changes. Minimize bad debt risks.

Review and maintain files, reports, and perform financial statement analysis of new and existing customers. Maintain accurate credit and collection file for all accounts.

Prepare and issue timely and accurate reports and answer questions/give presentations concerning the content.

Serve as liaison between all other DJJ departments/divisions, including routine interaction with both internal and external customers through phone, e-mail, and personal contact.

Make personal visits to accounts to discuss financial condition, resolve disputes, and/or obtain a first-hand opinion of the business.

Responsible for establishing, maintaining and applying the company's credit policies and practices.

Perform other duties/projects as assigned by brokerage services management.

Perform account collections calls as needed.

Review and edit/compile export documentation for bank submission.

Qualifications

Bachelor's degree with concentration in accounting or finance preferred. Other degree in business discipline or related business experience will be considered. Minimum 4-6 years of experience in commercial Credit/Collection environment. Industrial business experience a plus.

Strong knowledge and understanding of financial analysis, calculating ratios, trends, percentages, and solutions. Ability to research, compile, and interpret financial data.

Strong organizational and communication skills and an aptitude for managing customer relationships.

Ability to take initiative and prioritize multiple customer and sales requests necessary.

Proficiency with personal computers, Excel and Microsoft Office products.

Highly motivated, detailed-oriented, able to adhere to deadlines in a timely manner.

Ability to effectively communicate with all Company personnel, customers and vendors.

Ability to work under general supervision, exhibiting independent thinking skills and problem solving initiative.

Ability to travel (10%) for s account visits, training, and seminars.

Export experience as it relates to letters of credit, banking and export documentation a plus.

Benefits

We offer a competitive compensation and benefit package including paid training, bonus program, medical, dental, vision, life and disability coverage, vacation, paid holidays, a 401(k) plan with match, tuition reimbursement and other great benefits.
EEO Statement

The David J Joseph Company (DJJ) is a drug-free workplace and conducts pre-employment testing as a condition of employment.DJJ is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, creed, sex, pregnancy, lactation/breastfeeding, sexual orientation, gender identity or expression, national origin, citizenship, ancestry, age, marital status, familial status, disability, genetic information, protected veteran status, military status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. DJJ hires and promotes individuals solely on the basis of their qualifications for the job to be filled. If you'd like more information on your EEO rights under the law, please click here.

DJJ reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and teammates.DJJ also provides a work environment in which each teammate is able to be productive and work to the best of his or her ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all teammates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all teammates and applicants.

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